What is a financial investment? Financial investment definition An investment can be defined as putting money aside over a certain period of time with the aim of carrying out a financial operation that will generate profits. In other words, a financial investment is a capital investment which, through banking intermediation mechanisms, makes it possible to finance … [Read more...] about FINANCIAL INVESTMENTS
Mistake #1: Hoping that the State will take care of you when you retire By paying into the general scheme and supplementary funds throughout your life, you are legitimately entitled to a retirement pension for the rest of your life. However, it is a mistake to think that the state pension will be enough to maintain your standard of living: when you retire, you will … [Read more...] about PREPARING FOR RETIREMENT: 7 MISTAKES NOT TO MAKE
Short term, medium term, long term: which objectives? When we talk about investing, one notion often comes up: the investment horizon. It is important to estimate from the outset the time frame in which you wish to spend the money invested. While it is fairly easy to guess the year you will retire, or to anticipate your children's higher education, some situations are less … [Read more...] about IS A SHORT-TERM INVESTMENT WORTHWHILE?
Plan ahead, be in control of your future Let's remember here an essential element of stock market investing: the risk of loss is high in the short term ; the risk of loss is low in the long term; fluctuations are smaller with bonds than with shares. If you are not comfortable with these fundamentals, we invite you to read these articles: What is the risk of stocks? What … [Read more...] about INVESTING BY OBJECTIVES
We are all aware of the need to save: French households put aside an average of 15% of their income1 to cover unforeseen events, to finance their projects and their old age... We should all have the reflex to invest part of this savings in the financial markets. The stock market is not the privilege of experts or "stock marketers", and there are at least three excellent reasons … [Read more...] about WHY INVEST YOUR SAVINGS?